.guide-page{background:#fff;color:#17253b}.guide-hero{padding:68px 0;background:radial-gradient(circle at 88% 16%,rgba(10,102,194,.15),transparent 30%),linear-gradient(135deg,#fff,#f1f8ff 65%,#fff5e9)}.guide-hero-inner{max-width:920px}.guide-kicker{display:inline-flex;padding:8px 12px;border:1px solid #abd1ee;border-radius:999px;background:#fff;color:#0a66c2;font-size:11px;font-weight:900;letter-spacing:.06em;text-transform:uppercase}.guide-hero h1{max-width:900px;margin:18px 0 14px;color:#082a5e;font-size:clamp(39px,5vw,62px);line-height:1.06;letter-spacing:-.04em}.guide-hero p{max-width:820px;margin:0;color:#52677e;font-size:18px;line-height:1.75}.guide-review{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:20px;color:#60758b;font-size:12px}.guide-review a{color:#0a66c2;font-weight:800}.guide-answer{margin-top:-24px}.guide-answer-card{position:relative;padding:28px;border:1px solid #a8d7c6;border-radius:18px;background:linear-gradient(145deg,#fff,#effbf7);box-shadow:0 18px 40px rgba(8,42,94,.1)}.guide-answer-card span{color:#087552;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.06em}.guide-answer-card h2{margin:8px 0;color:#082a5e;font-size:29px}.guide-answer-card p{margin:0;color:#405a70;font-size:16px;line-height:1.7}.guide-section{padding:64px 0}.guide-section-soft{background:#f5f9fd}.guide-head{max-width:820px;margin:0 auto 30px;text-align:center}.guide-head span{color:#ff6500;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.07em}.guide-head h2{margin:9px 0;color:#082a5e;font-size:clamp(29px,4vw,43px);line-height:1.14}.guide-head p{margin:0;color:#61748a;font-size:15px;line-height:1.7}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.guide-card{padding:23px;border:1px solid #d3e2ed;border-radius:16px;background:#fff;box-shadow:0 9px 25px rgba(8,42,94,.06)}.guide-card b{display:grid;place-items:center;width:39px;height:39px;border-radius:11px;background:#eaf5ff;color:#0a66c2;font-size:12px}.guide-card h3{margin:14px 0 8px;color:#082a5e;font-size:19px}.guide-card p{margin:0;color:#5c7085;font-size:13px;line-height:1.68}.guide-table-wrap{overflow-x:auto;border:1px solid #cfdeea;border-radius:16px;background:#fff;box-shadow:0 12px 30px rgba(8,42,94,.07)}.guide-table{width:100%;min-width:800px;border-collapse:collapse}.guide-table th,.guide-table td{padding:15px;border-bottom:1px solid #e2eaf1;text-align:left;vertical-align:top;font-size:13px;line-height:1.55}.guide-table th{background:#082a5e;color:#fff;font-size:11px;text-transform:uppercase;letter-spacing:.04em}.guide-table tr:last-child td{border-bottom:0}.guide-table td:first-child{color:#082a5e;font-weight:850}.guide-note{margin-top:18px;padding:16px;border-left:4px solid #ff7900;border-radius:0 12px 12px 0;background:#fff7ef;color:#694d36;font-size:13px;line-height:1.7}.guide-source-list{display:grid;gap:12px;max-width:920px;margin:auto}.guide-source-list a{display:block;padding:17px;border:1px solid #d2e1ec;border-radius:13px;background:#fff;color:#0a66c2;font-size:13px;font-weight:800;text-decoration:none}.guide-source-list small{display:block;margin-top:5px;color:#677b90;font-weight:600;line-height:1.55}.guide-related{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.guide-related a{display:block;padding:21px;border:1px solid #ccdfed;border-radius:14px;background:linear-gradient(145deg,#fff,#f3f9fe);color:#082a5e;font-size:16px;font-weight:900;text-decoration:none}.guide-related span{display:block;margin-top:7px;color:#60758b;font-size:12px;font-weight:600;line-height:1.55}.guide-disclaimer{padding:20px;border:1px solid #eed0b1;border-radius:14px;background:#fff8f1;color:#6f5038;font-size:13px;line-height:1.7}.guide-disclaimer strong{color:#8b4300}.guide-cta{padding:60px 0;background:linear-gradient(135deg,#061e47,#0b4e91);text-align:center;color:#fff}.guide-cta h2{margin:0;font-size:clamp(30px,4vw,44px)}.guide-cta p{max-width:700px;margin:12px auto 22px;color:#d5e3ef;font-size:15px;line-height:1.65}@media(max-width:760px){.guide-hero{padding:48px 0}.guide-grid,.guide-related{grid-template-columns:1fr}.guide-section{padding:50px 0}.guide-answer-card{padding:22px}.guide-hero p{font-size:16px}}